4. Canadian Mortgage
Saving up for your first home? Use the helpful Canadian Mortgage app to determine the cost of a mortgage on a potential purchase. You can calculate monthly payments for different interest rates, payment frequencies and amortizations. It even calculates first-time buyer rebates and land transfer taxes across the country.
Users say: “Love it — the app is great! It factors in everything and gives you a good view about what you’re getting into. Even if you’re thinking of purchasing property and not ready to buy, I highly recommend this app! It’s a great tool!”
Price: Free
More: 15 Miracle apps that will streamline your life
5. OurGroceries
If you’re one to forget your grocery list, scribbled on a piece of paper, every time you head out to shop for groceries, this is the app for you. Create a virtual list right on your smartphone with OurGroceries so you know exactly what you need to buy and can stay away from making impulse purchases. The best feature of all? You can share the list with others. So you and your partner can add items as you think of them, and updates will be done in real time, creating one consolidated list to make shopping a cinch.
Users say: “After a half hour of experimenting with this app, my spouse and I decided to use it for all shopping that we need to collaborate on. We created shopping lists for Groceries, Hardware, Costco, and Nursery. The user interface is fairly simple and intuitive. The sync feature works great. If I add something to the list while my spouse is driving to the store, I know she’ll see it when she gets there. The ad banner isn’t too obtrusive, but if I end up using the app as much as I think I will, I’ll probably pay the $5 to remove it.”
Price: Free
Updated by Bethany Ramos on 3/8/2016
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